DANAdidik: Solusi Masalah Biaya Kuliah * Kampusgw.com

DANAdidik: Solusi Masalah Biaya Kuliah

08.04.2016
admin
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Sudah menjadi rahasia umum bahwa biaya kuliah makin melambung dari tahun ke tahun. Kenyataan ini menjadi berita “tidak baik” bagi calon mahasiswa dari keluarga kurang beruntung. Beruntung, sekarang ini makin banyak juga program beasiswa dari berbagai kalangan. Selain itu, ada pula program pinjaman biaya kuliah dengan bunga yang kompetitif. Salah satunya ialah DANAdidik.

DANAdidik adalah situs crowdfunding untuk pinjaman pendidikan. DANAdidik memfasilitasi dan menghubungkan (i) siswa yang mencari pinjaman pendidikan dan (ii) sponsor yang mau berinvestasi di pinjaman.

Sebagai salah satu solusi pendanaan untuk biaya pendidikan, biaya yang dibebankan bagi peminjam hanya sekitar 1%* per bulan. Adapun persyaratannya adalah sebagai berikut:

Pelajar harus bekerja setelah lulus – SMK, Akademi, S1, dll dan berbasis di Indonesia
Pengajuan dana maksimal Rp 10 juta
Pelajar harus lulus dalam 2 tahun (tidak menerima pendaftar yang belum diterima di institusi pendidikan)
Pelajar juga harus aktif melakukan promosi atau kampanye. Dana tidak akan cair bila kampanye tidak mencapai 100%.

*) bisa berubah sewaktu-waktu, last updated on 8 April 2016

DANAdidik mengandalkan konsep crowdfunding dan peer-to-peer lending atau layanan pinjam uang online. Oleh karena itu, pelajar yang ingin meminjam dana perlu melalui enam tahap terlebih dahulu:

melakukan registrasi dengan mengajukan jumlah dan kapan dana itu diperlukan;
menunggu persetujuan dari DANAdidik yang akan langsung memproses dalam waktu maksimal 48 jam;
melakukan validasi mulai dari dokumen dan data administrasi, surat pernyataan dari keluarga, serta melakukan wawancara secara online;
melengkapi kampanye penggalangan dana mereka dengan sebuah video;
menunggu para sponsor yang tertarik untuk memberikan dana ke para pelajar;
menunggu dana yang telah diperoleh untuk dicairkan oleh pihak DANAdidik.

Nah, cukup mudah kan prosedur peminjaman dananya? Kini, kendala finansial dapat ditangani jika ada niat yang kuat. Jika penasaran dengan layanan ini, kamu bisa mengunjungi danadidik.com. Jika kamu tertarik untuk mengetahui situs-situs crowdfunding lainnya di Indonesia bisa juga membandingkannya dengan KitaBisa, Wujudkan, dan GandengTangan.

Categories: Ragam

Tags: DANAdidik, danadidik.com, kuliah, Pinjaman Biaya, Pinjaman Dana

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